At American Cargo Export (ACE), we understand that your cargo is more than just goods — it’s your investment, your reputation, and your promise to your customers. That’s why we offer Premium Cargo Insurance: a comprehensive, high-value coverage solution designed to protect your shipment every step of the way.
Premium Cargo Insurance provides all-risk, full-value protection for your goods during international transit — whether by air, sea, or ground. Unlike basic carrier liability, which only offers minimal compensation based on weight or volume, our Premium Cargo Insurance covers the actual commercial value of your shipment, including potential losses from: Accidental damage, Theft or pilferage, Water or weather exposure, Loss during loading/unloading, Vessel or aircraft disasters, General average claims (ocean freight).
All‑Risk (Institute Cargo Clause A)
Covers all physical loss/damage unless explicitly excluded (e.g. war, inherent vice)
High-value, fragile, or perishable goods transported globally
✅Broad protection, simple claims process
❌Higher premium; certain exclusions apply (e.g. delay, acts of war)
Named Perils (Institute Cargo B/C)
Covers only listed risks (e.g. fire, collision, theft)
Standard goods, predictable risk routes, budget-conscious shipments
✅Lower premium
❌Must prove specific cause of loss
Total Loss Only
Covers complete loss/destruction—but not partial damages
Low-risk bulk goods, resilient commodities, low-value cargo
✅Cost-effective
❌No coverage for partial losses
Open Cargo / Annual Policy
Continuous coverage for multiple shipments over a term
High-volume shippers, frequent exporters/importers
✅Simplified administration
❌Typically requires a minimum shipment volume
Contingent Insurance
Kicks in if carrier’s or other insurer’s policy fails
Shipments with unknown or low-coverage carriers, high-risk regions
✅Backup coverage
❌Coverage only if primary fails
Inland Marine
Covers goods transported over land—trucks, rail, equipment transit
Door‑to‑door multi-modal shipments, mobile equipment, intermodal transit
✅Covers road/rail legs
❌Typically excludes sea/air legs
When you ship with American Cargo Export (ACE), we don’t just move freight — we safeguard your investment. Choose Premium Cargo Insurance and ship with total confidence, every time.
